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• Figure 4: Map of State, District and United States Territory Mortgage Servicing Licensing Requirements as of June 2015

  • Uploaded by: U.S. Government Accountability Office
  • License: United States Government Work
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  • 2,749 views
  • Date uploaded: 2016-04-28
  • Tags: gao, governmentaccountabilityoffice, usgovernmentaccountabilityoffice, usgao, unitedstatesgovernmentaccountabilityoffice, government, congress, watchdog, oversight, governmentwatchdog, gao16278, nonbankmortgageservicers, cfpb, consumerfinancialprotectionbureau, csbs, conferenceofstatebanksupervisors, doddfrankactdoddfrank, wall, street, reform, consumer, protection, actdojdepartment, justiceenterprisesfannie, mae, freddie, macfederal, reserveboard, governors, federal, reserve, systemfhafederal, housing, administrationfhfafederal, finance, agencyfsocfinancial, stability, councilftcfederal, trade, commissionginnie, maegovernment, national, mortgage, associationhhiherfindahlhirschman, indexhmdahome, disclosure, acthuddepartment, urban, developmentimfinside, financeleilegal, entity, identifiermbsmortgagebacked, securitiesmsrmortgage, servicing, rightsnicnational, information, centernmlsnationwide, multistate, licensing, systemoccoffice, comptroller, currencysnlsnl, financial
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• Figure 3: Share of Home Mortgages Serviced by Bank and Nonbank Servicers, from 2012Q1 to 2015Q2

  • Uploaded by: U.S. Government Accountability Office
  • License: United States Government Work
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  • 2,195 views
  • Date uploaded: 2016-04-28
  • Tags: gao, governmentaccountabilityoffice, usgovernmentaccountabilityoffice, usgao, unitedstatesgovernmentaccountabilityoffice, government, congress, watchdog, oversight, governmentwatchdog, gao16278, nonbankmortgageservicers, cfpb, consumerfinancialprotectionbureau, csbs, conferenceofstatebanksupervisors, doddfrankactdoddfrank, wall, street, reform, consumer, protection, actdojdepartment, justiceenterprisesfannie, mae, freddie, macfederal, reserveboard, governors, federal, reserve, systemfhafederal, housing, administrationfhfafederal, finance, agencyfsocfinancial, stability, councilftcfederal, trade, commissionginnie, maegovernment, national, mortgage, associationhhiherfindahlhirschman, indexhmdahome, disclosure, acthuddepartment, urban, developmentimfinside, financeleilegal, entity, identifiermbsmortgagebacked, securitiesmsrmortgage, servicing, rightsnicnational, information, centernmlsnationwide, multistate, licensing, systemoccoffice, comptroller, currencysnlsnl, financial
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• Figure 3: Mortgage Securitization

  • Uploaded by: U.S. Government Accountability Office
  • License: United States Government Work
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  • 1,749 views
  • Date uploaded: 2014-10-08
  • Tags: governmentwatchdog, gao15131, housingfinancesystem, housing, abs, assetbackedsecurities, arm, adjustableratemortgage, cdo, collateralizeddebtobligations, cfpb, consumerfinancialprotectionbureau, doddfrankact, doddfrankwallstreetreformandconsumerprotectionact, doj, departmentofjustice, ecoa, equalcreditopportunityact, enterprises, fanniemae, freddiemac, fdic, federaldepositinsurancecorporation, federalreserve, boardofgovernorsofthefederalreservesystem, fha, federalhousingadministration, fhfa, federalhousingfinanceagency, fhlbank, federalhomeloanbank, fico, fairisaaccorporation, firrea, financialinstitutionsreformrecoveryandenforcementactof1989, gpra, governmentperformanceandresultsact, hera, housingandeconomicrecoveryactof2008, heloc, homeequitylineofcredit, holc, homeowners, mortgage, securitization, hud, departmentofhousingandurbandevelopment, gao, governmentaccountabilityoffice, usgovernmentaccountabilityoffice, usgao, unitedstatesgovernmentaccountabilityoffice, government, congress, watchdog, oversight
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• Figure 1: Typical Foreclosure Processes

  • Uploaded by: U.S. Government Accountability Office
  • License: United States Government Work
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  • 1,701 views
  • Date taken: 2013-08-06 14:54:48
  • Date uploaded: 2013-08-06
  • Tags: federalhousingadministration, governmentaccountabilityoffice, gao, gao13542, mortgageforeclosures, mortgage, disposition, property, usgovernmentaccountabilityoffice, usgao
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• Figure 1 : Overall Rulemaking Steps and Process for Small Business Regulatory Enforcement Fairness Act Panels

  • Uploaded by: U.S. Government Accountability Office
  • License: United States Government Work
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  • 1,684 views
  • Date uploaded: 2016-09-07
  • Tags: gao, governmentaccountabilityoffice, usgovernmentaccountabilityoffice, usgao, unitedstatesgovernmentaccountabilityoffice, government, congress, watchdog, oversight, governmentwatchdog, gao16647, consumerfinancialprotectionbureau, apa, “administrative, procedures, actcfpb“consumerfinancialprotectionbureau, “doddfrank, act“doddfrankwallstreetreformandconsumerprotectionact, hmda, “home, mortgage, disclosure, actirfa“initialregulatoryflexibilityanalysis, mlo, “mortgage, loan, originator, compensationms“mortgageservicing, oa, “office, advocacyoig“officeofinspectorgeneral, oira, information, regulatory, affairsomb“officeofmanagementandbudget, rfa, “regulatory, flexibility, actsba“smallbusinessadministration, sbrefa, “small, business, enforcement, fairness, actser“smallentityrepresentative, tilarespa, “truth, in, lending, act, real, estate, settlement, acttrid“tilarespaintegrateddisclosure
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• Figure 1: Flow of Payments in a Basic Securitized Transaction

  • Uploaded by: U.S. Government Accountability Office
  • License: United States Government Work
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  • 1,676 views
  • Date taken: 2011-05-06 14:18:16
  • Date uploaded: 2011-05-06
  • Tags: chart, mortgage, foreclosures, payments, securitized, transaction, governmentaccountabilityoffice, usgovernmentaccountabilityoffice, gao, usgao
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• Figure 1: Securitization of Federally Insured or Guaranteed Mortgages into GinnieMae-Guaranteed MBS

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  • License: United States Government Work
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  • 1,672 views
  • Date taken: 2011-12-02 11:13:28
  • Date uploaded: 2011-12-02
  • Tags: ginniemae, mortgage, housing, securities, governmentaccountabilityoffice, usgovernmentaccountabilityoffice, gao, usgao
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• Figure 8: Sales of REO Properties by Type of Sales Method, January 2007 through June 2012

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  • License: United States Government Work
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  • 1,594 views
  • Date taken: 2013-07-22 15:28:14
  • Date uploaded: 2013-07-22
  • Tags: foreclosures, federalhousingadministration, fha, gao, governmentaccountabilityoffice, ga013542, realestateownedproperties, disposal, disposition, mortgage, usgovernmentaccountabilityoffice, usgao
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• Figure 5: Circumstances under Which Mortgages Terminate

  • Uploaded by: U.S. Government Accountability Office
  • License: United States Government Work
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  • 1,303 views
  • Date uploaded: 2014-10-08
  • Tags: gao, governmentaccountabilityoffice, usgovernmentaccountabilityoffice, usgao, unitedstatesgovernmentaccountabilityoffice, government, congress, watchdog, oversight, governmentwatchdog, gao15131, housingfinancesystem, housing, abs, assetbackedsecurities, arm, adjustableratemortgage, cdo, collateralizeddebtobligations, fanniemae, freddiemac, fdic, federaldepositinsurancecorporation, federalreserve, ginniemae, mortgage, termination, delinquent
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• Figure 13: Information on Ginnie Mae Issuer Defaults, Fiscal Years 2005–2010

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  • License: United States Government Work
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  • 1,262 views
  • Date taken: 2011-12-08 11:50:10
  • Date uploaded: 2011-12-08
  • Tags: ginniemae, financial, loan, mortgage, default, governmentaccountabilityoffice, usgovernmentaccountabilityoffice, gao, usgao
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• Figure 1: Appraisals as Part of the Mortgage Origination Process

  • Uploaded by: U.S. Government Accountability Office
  • License: United States Government Work
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  • 1,225 views
  • Date taken: 2011-07-20 17:45:27
  • Date uploaded: 2011-07-20
  • Tags: chart, mortgage, origination, process, residential, appraisal, governmentaccountabilityoffice, usgovernmentaccountabilityoffice, gao, usgao
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• Figure 5: Number and Dollar Value of Cash Payment Checks Issued, by State Where Check Was Sent, as of December 2013

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  • License: United States Government Work
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  • 1,139 views
  • Date taken: 2014-05-20 09:43:02
  • Date uploaded: 2014-05-20
  • Tags: gao, governmentaccountabilityoffice, usgovernmentaccountabilityoffice, usgao, unitedstatesgovernmentaccountabilityoffice, government, congress, watchdog, oversight, governmentwatchdog, foreclosure, foreclosurereview, officeofthecomptrollerofthecurrency, occ, federalreserve, housing, finance, mortgage, mortgageservicers, loanmodifications
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• Figure 2: Typical Judicial and Nonjudicial Foreclosure Processes

  • Uploaded by: U.S. Government Accountability Office
  • License: United States Government Work
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  • 961 views
  • Date taken: 2011-05-06 14:18:17
  • Date uploaded: 2011-05-06
  • Tags: chart, mortgage, foreclosures, judicial, nonjudicial, processes, governmentaccountabilityoffice, usgovernmentaccountabilityoffice, gao, usgao
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